Entries by magdi

What Is A Medical Captive And Is It Bad?

A medical captive is a type of insurance arrangement that allows businesses and employers to self-insure their health care costs. This means the company will assume financial responsibility for any medical expenses, rather than purchase coverage from a traditional insurer. It also means they can take advantage of potential cost savings by controlling how their […]

HIPAA vs FERPA: What’s the Difference?

There are laws in place to protect the privacy of patients and students. Continue reading to learn the difference between HIPAA and FERPA. What is HIPAA?  HIPAA stands for Health Insurance Portability and Accountability Act of 1996. Under this federal law, patient health information is protected and kept secure unless the patient gives consent to […]


ACA is Here to Stay

The Affordable Care Act, also known as Obamacare, was one of the biggest healthcare overhauls in recent history. It aimed to provide affordable health insurance coverage for all Americans. After several failed attempts to repeal the act, it seems that ACA is here to stay.  In this blog post, we will take a closer look […]

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Open Enrollment 2022-2023: What You Need to Know

What is Open Enrollment? Open enrollment is the one period of the year where employees can sign up for health insurance or change a health insurance plan provided by the employer. Remember that this period also allows employees to disenroll in health insurance if they no longer wish to have coverage.    The only exception […]


Healthcare Insurance Brokers: How to Increase Your Margins

Healthcare insurance brokers are constantly looking for ways to provide the best for their clients while increasing their margins. If this is the case for you, look no further! Innovative HIA provides the most competitive rates for Minor Medical coverage plans. Our mission as a benefits administrator is to help you—as a healthcare insurance provider—deliver […]

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What Exactly is Telemedicine?

Healthcare providers have been offering remote services for years, which have allowed patients to receive healthcare from the comfort of their own homes. However, following the COVID-19 pandemic, telemedicine services became a necessity and are now a common tool utilized by many patients and healthcare professionals. Why? These phone and video calls help patients protect […]

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Why Innovative HIA is the Gold Standard of Customer Service

At Innovative HIA, we pride ourselves on offering: Affordable Benefits ACA Compliance, and Exceptional Service Today, we’d like to chat a bit more about the third element—the exceptional service we provide—and why Innovative HIA is, therefore, the gold standard of customer service for Minor Medical insurance providers. (Hint: Our one-stop-shop benefits portal plays a large […]

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Safeguard Your Family’s Wellness This Back-to-School Season

School is back in session! As a parent, we’re sure you’re excited that the summer chaos, coordinating camps and activities, and simply having your children around 24/7 have ended! As you know, going back to school typically means your child gets sick more frequently. So, how can you safeguard your child and the rest of […]


Which Industries are Most Susceptible to ACA Penalties from the IRS?

While all organizations are susceptible to receiving IRS penalties, some industries are particularly vulnerable. These industries include home healthcare, staffing, restaurant, and construction industries. Why are these industries under fire from the IRS? Let’s take a look. These Industries Typically Have a High Number of Hourly Workers Home healthcare, staffing, restaurant, and construction industries have […]

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Telehealth: Can a Doctor Really Diagnose Over Zoom?

During the COVID-19 pandemic, telehealth services, such as Zoom diagnoses, became a necessity. These phone and video calls help patients protect themselves and others by quarantining and remaining safely in their homes. However, after years of visiting healthcare professionals in person, many patients can’t help but ask the question: Can a doctor really diagnose over […]