Innovative Health Insurance Advisors
About our team
Our values and hard work are our commitment to you and your company.
We do business the old-fashioned way, the right way. Our commitment is to always put the needs of our clients first. Our handshake still means something to us, that’s the way we do business and thats why our broker partners stay with us year after year. Plain and simple.
We offer a complete solution with great prices for the benefits you want to offer your employers. At Innovative Health Insurance Advisors, we take the time to educate brokers on new benefits offerings.
We like to think we apply an entrepreneurial mindset to health insurance. Think creatively to offer a positive health insurance model for employers that allows them to regain control of their healthcare spend.
What motivates us: We are a partner. We deliver sound advice and results that meet our clients needs every time. We pride ourselves on building strong relationships and friendships built on our hard work and honesty.
Robert started Innovative Health Insurance Advisors because he had no interest in the shark-like dealings of most of the brokerages he had relationships with.
It may seem obvious but, building strong relationships built on trust and mutual respect is a better long term business strategy, and better long term life strategy, than slash and burn. 25+ years later, he can honestly say that building Innovative HIA has been a great source of pride. He couldn’t be happier to be able to run his business with the integrity and honesty that sits well with my soul at night.
To read my traditional CV let’s connect on LinkedIn
Penalties for tax year 2022 have increased to $2,750 for the 4980H(a) penalty and $4,120 for the 4980H(b) penalty. At the same time, the affordability component of the Employer mandate for 2022 is 9.61% of the Federal Poverty Level. All Applicable Large Employers (those with 50+ full-time employees (or FT equivalent), are required to offer Minimum Essential Coverage to a minimum of 95% of their full-time workforce (& dependents).
Not sure if you meet the penalty requirements?