The unwinding of the Medicaid continuous enrollment provision marks a significant change in the Medicaid landscape in the United States. As states regain the ability to initiate disenrollments, it is important to understand the key aspects of this process. From potential coverage losses to addressing eligibility and awareness issues, various factors play a crucial role in navigating the unwinding of the continuous enrollment provision. … Read More
Innovative HIA makes healthcare affordable by focusing on the insurance needs of people and trimming away the things most people don’t actually want. How do we do it? Let’s discuss.
Innovative HIA Provides Affordable Care Act Compliant Benefits
Any ACA-compliant benefit plan must cover these 10 health benefits:
“Ambulatory services
Emergency services
Hospitalization
Pregnancy, maternity, and newborn care (before and after birth)
Mental health and substance use disorder services
Prescription drugs
Rehabilitative and habilitative services and devices
Laboratory services
Preventative and wellness services and chronic disease management
Pediatric services”
Minimum Essential Coverage (MEC) is a classification of insurance plans that meet the Affordable Care Act requirements for health insurance coverage.… Read More
If you’re considering purchasing health insurance, you may feel overwhelmed by the variety of terminology associated with it. From coinsurance to deductibles, there are numerous health insurance terms you should know before you enroll. But don’t worry; we’ve got you covered.… Read More
As an ALE, understanding the regulations set forth by the Affordable Care Act (ACA) can be a daunting task. The employer mandate, minimum essential coverage (MEC), minimum values, and affordability are all crucial guidelines that must be understood to avoid penalties.… Read More
There are strict deadlines for open enrollment each year. It opens nationally on November 1st, and closes on January 15th. Some states, such as New York and California, have extended deadlines through January 31st. Click here to see your state’s open enrollment period.… Read More
A study found that 70% of people don’t feel valued by their workplace. In that same study, 25% of people believed that their productivity at work would improve if they received employee benefits. When you show your employees you value their hard work, they will be more likely to strive to perform better.… Read More
Businesses that provide health benefits for their employee workforce must submit the right forms proving that they offered the required benefits. Now that 1094/1095 filing is complete, it’s time to prepare for federally mandated annual PCORI fees. Are you prepared? Let’s discuss 1094, 1095, and PCORI compliance. … Read More
Employee benefits administration can be a pain for any HR department. At Innovative HIA, we aim to simplify the process, by giving you access to everything you need in one place. Our enrollment portal houses everything you need for:
Onboarding
Off boarding
Enrollment
Portal assistance
Our employee benefits professionals have the knowledge and expertise that can save your company time and money.… Read More
Health insurance is hardly a one size fits all industry. Different people need and want different coverage based on their lifestyle and what they can afford. Based on this and additional personal factors, people choose to enroll in various coverage plans.… Read More
Sitting is now one of the most common daily activities. Increased desk jobs and a bigger than ever stay-at-home workforce have contributed to more sedentary lives.
In fact, over a quarter of Americans sit for more than eight hours a day, and most sit for six to eight hours a day according to a report by TIME.… Read More