In today’s complex healthcare landscape, having access to adequate health insurance coverage is of utmost importance. Health insurance provides individuals and families with financial protection against the high costs of medical care, ensuring that necessary treatments, medications, and healthcare services are accessible when needed.… Read More
The Gold Standard in Low Cost, High-Care, and Easy-to-Administer Healthcare Plans As a business owner of a Qualified Large Employer (ALE), managing healthcare costs while providing ACA compliant benefits to your employees can be a daunting task. With rising healthcare costs and the ongoing pandemic, finding effective solutions to mitigate expenses has become even more crucial.… Read More
Stress is a common issue that affects the mental and physical health of employees, ultimately impacting their productivity and job performance. As a result, it is crucial for employers to prioritize stress management in the workplace. In this blog, we will discuss the negative impact of stress on employee health and the benefits of reducing workplace stress.… Read More
Large employers offering employees health benefits need to choose between opting all employees in automatically, encouraging them to opt-in, or making them opt out of health benefits. When it comes to health insurance, opting in and out plays a key part in enrollment.… Read More
Including options for voluntary benefits and supplemental benefits is quickly becoming the norm for most employers who offer health insurance to their employees. As an employer, attracting the best talent and keeping them is of the utmost importance to maintaining a successful business. … Read More
Employee retention and company attraction stem from making your employees feel valued and appreciated at work — praising employees makes them feel as though their work is important. One way to do this is to provide benefits and incentives that are competitive.… Read More
At Innovative Hia, we serve employers who want to offer their employees affordable benefits. We simplify the complexity of providing those benefits and ensure compliance with the Affordable Care Act. We’re in the business of providing health care to everyday people, ensuring peace of mind through trust and transparency.… Read More
Voluntary benefits are referred to as employee-paid benefits or supplemental insurance. They are benefits offered by employers to their employees at no additional cost to the employer. The employees pay the full cost of the plan, but it’s made available to them through their employer. … Read More
Employers need to make sure they are compliant with the Affordable Care Act (ACA) and the employer shared responsibility regulations, also known as “the employer mandate” or ALE. This means that employers must consider many factors when deciding between offering full-time vs part-time benefits, including the costs associated with providing health coverage and other employee benefits.… Read More
The Affordable Care Act (ACA) has a number of different mandates and regulations, which can carry hefty penalties if you don’t comply. If you receive an ACA penalty, it’s important to understand what to do in order to minimize the impact of this financial burden.… Read More