Entries by Beatriz Carias

What Happens If Your Employee Misses Open Enrollment

There are strict deadlines for open enrollment each year. It opens nationally on November 1st, and closes on January 15th. Some states, such as New York and California, have extended deadlines through January 31st. Click here to see your state’s open enrollment period. During this period, people have the opportunity to enroll in healthcare coverage, or change […]

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Navigating Individual and Voluntary Benefits

Navigating the similarities and differences between individual and voluntary benefits can seem challenging. Which ones do your employees want? What can employees get from individual benefits that they can’t from voluntary? How can benefits attract and retain great talent?   Here is a list of the major similarities and differences between the two to help […]

HIPAA VS FERPA: WHAT’S THE DIFFERENCE?

There are laws in place to protect the privacy of patients and students. Continue reading to learn the difference between HIPAA and FERPA. What is HIPAA?  HIPAA stands for Health Insurance Portability and Accountability Act of 1996. Under this federal law, patient health information is protected and kept secure unless the patient gives consent to […]

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Understanding the Affordable Care Act Individual Mandate

The Affordable Care Act (ACA) implemented an individual mandate, also known as the “individual shared responsibility provision” that requires that most Americans have qualifying insurance.   Read more about what Minor Medical is and what it covers here.   Until 2018, those who did not prove themselves to have health insurance when filing taxes were […]

Pregnancy and Minimum Essential Coverage

Innovative HIA’s Minor Medical plan (also known as Minimum Essential Coverage) provides expecting mothers the resources to screen for potential risk factors that impact the mother and baby. Some conditions or complications that arise during pregnancy are not easily recognizable and may require screening and testing for a diagnosis. It’s important to routinely check on […]

Pros and Cons of Telemedicine

Amid a global pandemic, the implementation of telemedicine has risen significantly over the last two years. Telemedicine can be a great way to communicate with your doctor in the safety of your own home. There are, however, pros and cons of telemedicine.    Virtual visits can be used to detect symptoms of COVID-19, fevers, rashes, […]

1094/1095 PCORI Compliance: What You Need to Know

Businesses that provide health benefits for their employee workforce must submit the right forms proving that they offered the required benefits. Now that 1094/1095 filing is complete, it’s time to prepare for federally mandated annual PCORI fees. Are you prepared? Let’s discuss 1094, 1095, and PCORI compliance.  How Can Applicable Large Employers Stay Compliant?    […]

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How does Innovative HIA support employee benefits administration?

Employee benefits administration can be a pain for any HR department. At Innovative HIA, we aim to simplify the process, by giving you access to everything you need in one place. Our enrollment portal houses everything you need for: Onboarding  Off boarding  Enrollment  Portal assistance  Our employee benefits professionals have the knowledge and expertise that […]

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Top Tips for Spring Cleaning Your Health

Spring is in the air. This means it’s time to spring clean not only your home but also your healthy habits. By focusing on simple ways to improve your health, you are setting yourself up to take advantage of lifelong health benefits. Implementing healthy habits is simpler than you’d think.  Use Your Health Plan to […]